Internet Home Business

If you are considering starting you own online business, then there are a number of things that you should consider.

Firstly if you have looked using a search engine such as Google and typed in Internet Home Business, you will see literally thousands of opportunities that will all claim to make you $000s of dollars with minimal effort. The problem for you is to work out which ones are legitimate businesses and which ones are scams or Get Rich Quick schemes that will fleece you of your hard earned cash.

Buying into a home based internet business is the similar as buying into any other kind of business, and it is vital that some business buying fundamentals are applied. In fact buying into an internet based business requires even more scrutiny of the business opportunity as it is often very hard, if not impossible to get some of the information that would normally be available if buying a non-internet based business. Eg Getting a full set of accounts so that you can estimate a Return On Investment (ROI) or interviewing the principals of the company to provide further details of the market and opportunities.

This just means that you will have to be a little more careful in your choice of business and be prepared to do a little more research on the product or business that you choose.

Evaluate the market that the business/product is selling to.
Is the product you are investing in is sold to consumers that will become repeat customers, or is the product a once of purchase?

It is generally accepted that getting repeat business from a customer is 7 times easier than getting a new customer, so if the product suite that you are selling offers repeat purchases or cross selling opportunities, then the product is a far more attractive proposition than a once off purchase.

Is the supplier of the product a reputable company?
A couple of simple checks on a business, such as emailing them with any concerns that you have, and seeing their response will give you a good idea of how the company operates.

1. How long did it take to reply to your questions
2. Were the answers valid or were they just a pre written script?

You can also check out Better Business Bureau, which will enable you to search their database to see if the business is legitimate or has any complaints about it.

Can the product or service be provided in an automated way?
Some ways of making money on the internet involve personal exertion for each dollar made. Paid Surveys for example will make you money, but you actually have to spend the time to do the survey to make money. This may well suit some people, but if you are striving to make a substantial amount of money on the internet, then this model is not for you.

If on the other hand the product is either a digital product, or you are acting as an affiliate for somebody elses product, then this model will allow for greater scalability as you will be able to set up the system to operate in a hands free environment.

Basically you should try and estimate as best as you can, how much personal effort will be needed to establish the business, and how much personal effort is needed to run the business.

Take if from me, creating a website and selling products on the website is not a surefire way to make money, unless it is done properly, so you do as much research as possible.

1. Find a proven formula for creating your internet home business and
2. Resist the temptation to buy a Get Rich Quick" business

Good luck with your projects!

Nigel Reed has experience of running internet bases businesses. Nigel has a web site, Internet Home Business Info that provides free information and downloads on sound business opportunities on the internet.

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Handling Bankruptcy in Scotland

Scotland like many other UK countries has seen it bankruptcy rates rise. This rise may be attributed to the fact that there are people in Scotland, who have the resources to pay their creditors and debtors, choose not to. Some people do want to pay, but they require leniency and flexibility in time. According to some government officials and analysts, a fair-haired system needs to be in place to manage and to judge the bankruptcy proceedings in Scotland. Further more it is also suggested that some people, who filed for bankruptcy, have more than self-sustainable salaries be made to pay their creditors from their future incomes, at the same time if such people show genuine cause, may be given some form of bankruptcy reprieve. Some other suggested reforms include, decreasing the bankruptcy period to one year, and instilling the rule that the debtor pays some part of his income as a contribution to the his or her creditors. Some government officials also wanted, some of the Scottish Bankruptcy laws to mirror that of England and Wales. These reforms also included the framework for implementing transparencies between the creditor and the debtor.

A leading publication in Scotland also reported that bankruptcy rates on the first quarter have skyrocketed and the need of these reforms as a way controlling and correcting the rates. Some analysts also suggested that the Scottish Bankruptcy laws should mirror their American counterparts, making debtor analysis and educational lectures a must.

Current Scottish Bankruptcy laws have their own advantages and disadvantages, for debtor and creditors alike, for example; Creditors may get more money than in bankruptcy, All your creditors need to consent writing, debtors will require a reasonable amount of disposable income and maybe even assets. One can also consider an informal form of bankruptcy know as quasi-bankruptcy, which involves you offering all your creditors three years worth of their payments from your non-refundable income as a final an full resolution.

Written by William Amerson. Find the latest information on Bankruptcy Scotland

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Internet Marketing Article For Small Business

This special niche marketing article is not being written for Warren Buffet or Bill Gates. Those two billionaires have already successfully burrowed in and made use of their own brand of marketing strategy article. Are you the middle America bright guy with great ideas which are known only to you? You don't have an article marketing net to introduce your ideas and products to the public. You are definitely a legend, but unfortunately only in your own mind, (words from an old country-western song).

Now the obvious choice for an article marketing service is to be established for the sole purpose of "advertising article marketing." We have excellent writing and research skills and can create effective articles. This is a wonderful choice for anyone selling ebooks online for example. Perhaps you would like to use an original article to let people know you have a unique service to offer. It can be anything from a popular breed of puppies to a baby-sitting service that uses only Red Cross Trained sitters. Reach out with words to touch someone who is looking for what you have to offer.

An acquaintance of mine put together a small collection of Christmas ebooks just last year. It was filled with everything from drink and cookie recipes to how to trim a tree and entertain friends with a "round robin." She had never heard of a strategic marketing article. She couldn't believe only ONE collection was sold on ebay. It was the help of an article marketing web site that was solely responsible for this happy, profitable ending.

If you choose to use the article marketing service, you will find that you are provided with advertising copy that will reach a huge number of people. Such articles will be interesting and informative. When the article publishes original and thought-provoking information, you, along with your product will be introduced to the world and the success it affords for those who are willing to venture.

ArticlesInMyInbox provides 100% Original and Fresh, Unique content delivered straight to you for publishing articles that market you effectively in the worldwidemarket place and get results. ArticlesInMyInbox is the P.remier E.lectronic A.rticle C.ourier E.xpress. To utilize this unfair marketing advantage that will place you in the top of the search engines with numerous links getting you traffic and sales, send an email to admin@dougbarger.com with "articles order" in the subject line of the email and the name of your business and what you would like advertised for a soon reply. Thanks.

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Don't Swim With The Dolphins

If your summer vacation plans have you buying tickets to a marine mammal park or a swim with the dolphins program, be forewarned: You could be helping to finance the slaughter of dolphins in the wild. This is the captive-animal industrys dirty little secret. Every year, thousands of dolphins are killed in gruesome drive fisheries in Japan. Most end up as meat in local supermarkets. But a few of the dolphins captured during these government-sanctioned oikomi will end up in aquariums and marine parks instead. The sale of a handful of live dolphins funds the deaths of all the rest.

In October and November 2006, photojournalist Boyd Harnell observed the drive fishery in Taiji, Japan. It was a repulsive, barbaric event, Harnell says. During a capture in October, Harnell watched as a dozen drive boats chased a pod of dolphins. Crew members aboard the boats clang metal poles together underwater, creating a wall of sound. The clanging metal disorients the dolphins, while the boats, blocking every avenue of escape, force the panicked animals into a small capture cove. Some dolphins are pursued for hours. It was like a military operation, writes Harnell. The pursuit was relentless.

Some of the dolphins were able to break away and escape, but the others, says Harnell, including some calves, were trapped and hyperventilating. A few calves were unable to keep up and became separated from their mothers. They were left to die of starvation or be eaten by sharks.

Once the exhausted dolphins are inside the capture cove, their fate is sealed: The mouth of the cove is blocked with nets and the dolphins have no way out.

The morning after this first capture, Harnell saw fishers, armed with long knives, arrive to begin the slaughter. More nets are used to force the dolphins into the killing cove, where they are speared or their throats are cut. Video footage of past hunts shows dolphins thrashing in their own blood for many agonising minutes. Their bodies are taken to local slaughterhouses and chainsaws are used to hack them apart.

This spectacle is repeated again and again from September to March. At least 400,000 dolphins have died this way in the past two decades alone. Local fishers consider dolphins to be their competition for dwindling fish stocks and they describe the violent oikomi as nothing more than pest control.

But not all of the dolphins are killed. Every year, an unknown number of young dolphins captured during drive hunts is sold into the captive-animal entertainment industry. Some will be displayed in aquariums. Others will be used in swim with program or trained to perform in marine parks.

According to a report released last year by the Whale and Dolphin Conservation Society, dolphins captured during drive fisheries have ended up in aquariums all over the world. Even countries that no longer allow the importation of dolphins collected during drive fisheries may be displaying animals purchased before the ban or moved through other countries to disguise their origin. The U.S., for example, stopped importing animals from drive hunts in 1993 but not before at least 20 false killer whales (a type of dolphin) were sold to U.S. facilities.

Activists working to stop the drive fisheries have been told that the huge sums of money offered for show dolphins are what fuel the hunts. Dead dolphins sold as meat arent worth much a few hundred dollars. But a healthy young dolphin is worth tens of thousands. Without that incentive, local fishers would find other sources of income, such as conducting dolphin watch tours, as one former fisher in Futo does now.

If you dont want to support these barbaric hunts, please dont patronise marine parks or swim with programs. Weve long known that captivity is a death sentence for marine mammals. Now we know, too, that the dolphins swimming endless circles in concrete tanks are not the only ones suffering.

Paula Moore is a senior writer for the international animal protection organization People for the Ethical Treatment of Animals, based in Norfolk, Virginia; http://www.PETA.org

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Patents in India: Law & Procedure

Legislation

The Indian law of patents is enshrined in the Patents Act, 1970. The Act seeks to provide for legal protection for inventions. The rights granted under the Act, are operative in the whole of india.

What is a Patent

A Patent is an exclusive monopoly granted by the Government to an inventor over his invention for a limited period of time. It provides an enforceable legal right to prevent others from exploiting an invention. Invention as defined under the Act to mean a new product or process involving an inventive step and capable of industrial application.

Rights conferred by registration

Patents represents one of the powerful intellectual property right. The registration of a patent confers on the patentee the exclusive right to use, manufacture or sell his invention for the term of the patent. It means that the invention cannot be commercially made, used, distributed or sold without the patentee's consent. The patent rights can usually be enforced in a court of law.

Who Can Apply For A Patent

An inventor or any other person/company assigned by the inventor can apply and obtain the patent over the invention. A patent is obtained by the inventor or his assignee by filing an application with the appropriate office of the patent office in stipulated forms and fees as required by the Act.

Patent Search

It is prudent to conduct searches as early as possible to avoid spending time and money re-inventing a known matter. A patent is not granted to an invention if it is already available with the public either in the form of published literature or common knowledge.

Patentable Inventions

To be patentable, an invention must, in general, satisfy certain criteria. The invention must be of industrial applicability, must be new and must show an inventive step which could not be deduced by a person reasonably skilled in the field. Above all, its subject matter must be accepted as "patentable" under law. As for example, Inventions which are frivolous or claim anything contrary to well established natural laws are not patentable. There are also other specific categories of inventions which are declared as non-patentable.

Patent Specification

The process of patenting typically involves conducting prior art searches to distinguish the invention and develop a description that illustrates the best method of working the invention. The description of the invention is called specification. Depending upon the sufficiency of the descrption a specification may be either provisional and complete Specification.

Provisional and Complete Specification

A provisional specification is often the first application filed in respect of an invention, and usually contains only a brief description of the invention. It need not contain claims. Compared with the provisional, the complete specification contains the full description of the invention, and the best method of making the invention work. The complete specification comprises a title, field of invention, the background of the invention, the description of the related art, drawbacks of the prior art, the summary of the invention, the brief description of the figures, the detailed description of the preferred embodiments, claims and abstract. Complete specification must be filed within 12 months from the date of filing of the provisional specification.

Claims are the most important component in the patent specification as it is the legal operative part which define and determine the legal protection sought for. The extent of patent protection for an invention shall be determined by the terms of the claims. The description and the appended drawings may be used to interpret the claims.

Filing and Prosecuting Patent Applications

The procedure for the grant of a patent starts with filing of the patent application along with the presribed fees at the appropriate office* of the patent office followed by filing of request for examination in the prescribed format (present time limit within 36 months), after the publication of the application. Presently, application for patent is not open to open to public for 18 months from the date of filing or date of priority, though the applicant can request for early publication. The applications are examined substantively and a first examination report stating the objections is communicated to the applicant. Application may be amended in order to meet the objections. Normally all the objections must be met within 12 months from the date of first examination report. If the applicant does not comply with the objection, the application will be abandoned. Upon complying the requirements the application is published in the Official Journal. At that time, opposition can be filed on limited grounds, but hearing is not mandatory. Patent will be granted if the application is found to be in order. Then, the application and other related documents will be open for public inspection. Thereafter, at any time after the grant but before the expiry of a period of one year from the date of publication opposition on substantive grounds is available. The whole process typically takes at least two years.

Duration of a Patent

The term for patents is 20 years from the date of filing of the application for the patent. It is the responsibility of the patentee to maintain an issued patent by paying the annuities until the patent expires. After 20 years term the invention claimed in the patent falls into the public domain.

Restoration

Restoration of a patent that lapses due to non-payment of renewal fees can be made within one year of lapse. However, certain limitations will be imposed on the rights of the patentee when the patent is restored.

Remedies For Infringement

It is the sole responsibility of the patentee to see that his patent is not being infringed. It is the patentee's duty to file a suit of infringement against the infringer. The reliefs which may be usually awarded in such a suit are

i.Injunctons whether interim or final.
ii.Damages or account of profits.

International Patent Protection

There is no international or world patent. An inventor has to file an application in each country, where he seeks to protect his invention. However, there are regional and/or International treaties to facilitate the procedure to seek protection like Patent co-operation Treaty (PCT) or European Patent Convention (EPC).

P.M. George Kutty, Attorney at Law of http://www.pmgip.com

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Asset Protection Options

The worst thing you can do is own assets in your own name. If you are ever sued, you could lose everything. In this article I will introduce you to several structures you can use by themselves or combined to protect your business or your assets. This will be a very general discussion as there are many different ways you can structure things depending on your needs. You will need to discuss your individual circumstances with a professional advisor to get specific advice but this chapter will give you food for thought and a basic understanding of what is available.

The wealthy use these structures as part of their luxury lifestyles for tax planning, to protect their privacy, to protect their assets from seizure and for estate planning. They also use these structures to access investment opportunities that they as individuals may not have access to.

The best countries for asset protection vehicles:

Antigua

Belize

Bermuda

The Cook Islands

Lichtenstein

Panama

St Kitts & Nevis

St Vincent & The Grenadines

Seychelles

Switzerland

Vanuatu

Western Samoa

Here are some of the structures available in these jurisdictions that the wealthy use.

1. Trusts

Trusts have been used to protect assets since the Crusades. Trusts are used in jurisdictions that are English common law based. That means all the British Commonwealth countries.

The basic requirements of a trust are that you must have a settler (the person, usually you, who establishes the trust agreement and transfers the assets into the trust), a trustee (who takes title of these assets and manages them in accordance with the trust deed. The trustee is usually a company you set up or a professional trustee company you engage), and a beneficiary (the person or persons for whose benefit the trustee manages the assets).

The trust, not the settler or beneficiaries, controls the assets so, if any of these people are sued, the assets cannot be taken. For estate planning the beneficiaries can be named as your children or grandchildren even if they are unborn (or even unconceived).

There are many countries that offer trusts. For privacy reasons it is best to have your assets held outside the country you live in.

2. Foundations

Foundations originated in Roman times and can claim to be the original financial planning vehicle, predating trusts by around 1 000 years. Foundations and trusts are both used for the same thing but are structurally different.

Technically, a trust is a common law legal action and does not exist as a separate legal entity. A foundation is a legal entity in its own right and it owns the assets transferred to it. This makes the foundation similar to a company but the foundation has no stock (shares). Also, because foundations are based on civil law and not common law they are harder to challenge than trusts. Trusts are hard to challenge; foundations are harder. It is also easier to change the management of a foundation than it is for a trust.

The basic requirements of a foundation is that you must have a founder (equivalent to a trust settler), a foundation charter (equivalent to a trust deed), foundation protector (who has the power to remove or appoint council members and beneficiaries) and a foundation council (equivalent to a trustee). There are fewer countries that offer foundations than trusts but they are well regulated.

3. Companies

Companies set up in the correct jurisdictions can give you most of the benefits of trusts or foundations.

Companies are entities in their own right. The best way to set up a company is to use nominee directors and nominee shareholders or bearer shares. Nominee directors are directors you hire to control the company for you. You can also have nominee shareholders who are hired to own the company for you. Bearer shares are share certificates that are not issued in the name of a person. Anyone who 'bears' the certificate is te owner.

By using nominees or bearer shares you do not actually legally own or control the company. This can give you tax and privacy advantages. For safety when using nominees, get signed undated resignations from them right from the start. If you don't like what they are doing, you can then date the documents and remove them. It is usually a government requirement now for incorporation agents to retain the bearer share certificates in a safe deposit box on your behalf. This keeps your certificate safe and stops you transferring the company to terrorists without the incorporation company being involved and performing their 'know your customer' duties.

This is the best structure to use if you are planning to deal with the public, ie run a business.

4. Swiss Annuities

There is an asset protection vehicle in Switzerland called the annuity. This is the insurance product that can be used to protect cash assets from lawsuits including bankruptcy proceedings.

Annuities are a contract with a Swiss insurance company. You invest in the annuity and the insurance company guarantees your principal and all interest payments. It is one of the few interest bearing investments in Switzerland not subject to Swiss withholding tax.

5. Portfolio Bonds

A Portfolio Bond is a simple holding structure through which an investor can direct an insurance company to invest in a wide range of investment vehicles like stocks, bonds, mutual funds or cash.

The investor has a contract in his name with an insurance company, which is usually domiciled in a tax haven country. The insurance company opens a bank account selected by the investor. The investor is the client of the insurance company and the insurance company is the client of the bank. The bank makes the investments.

Portfolio Bonds enjoy legal protection from creditors. They can also be set up for estate planning and tax planning. They are excellent for privacy as the bank account and investments are in the name of the insurance company.

Which is the best vehicle and jurisdiction for you? It depends on your own personal circumstances & what you are trying to achieve. Consult an advisor to discuss your needs and for more information on any of the countries or asset protection vehicles discussed in this article.

Dr Gregory Lipke.

Dr Gregory Lipke is the CEO of Cyber Publishing Ltd. He has a Doctorate of Business Administration & a Bachelor of Science as well as years of experience in Private Investigation, Personal Protection & Security. He is the author of 'Your Luxury Guide' and Your Luxury Guide .

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Laptop Repair and Upgrade

Laptop repair isnt always easy, but sometimes it can be. If the laptop isnt under warranty and you dont feel comfortable replacing some of these parts yourself, youll have to find a professional to do it. If you only want to upgrade then you cant send it back to the manufacturer and you'll have to find a tech to do it. You can bring it to a well known retailer like Best Buy and have their Geek Squad work on it since they're pretty well trained and always do a good job on repairs, or you can find a professional someplace else to do it for you.

Easy to replace parts:

Wireless adapter- if your wireless stops working for some reason, you can just go out and get a USB wireless adapter or a PCMCIA wireless adapter to put in the card slot.

RAM/Memory- Memory is pretty easy to install and fairly inexpensive. In many cases, you can drastically improve the performance of your laptop just by adding some more memory. Most places that sell laptops can install it for you, or if you feel comfortable installing it yourself you can put it in. There's an enclosure on the bottom that you unscrew in order to install the memory.

Hard Drive: A hard drive can be a little more tricky to upgrade. If your hard drive gets corrupted, youll probably lose most of your data unless a professional can recover it. Then you'd just have to toss it out and buy a new one and have it installed. The #1 reason for hard drive corruption is abuse, so be careful with your laptop if you wanna keep your hard drive safe. If you just want to uprgrade to have more space, first youd need to back up your data and then take the old drive out and put the new one in. A hard drive upgrade is similar to a RAM upgrade. There is an enclosure usually on the bottom that contains the hard drive. In Gateway laptops it's usually in the front for easy access.

Not so easy to replace parts:

For these repairs you'll definitely have to take it to a professional, or sometimes it'll actually be more worth it and less hassle just to junk it and buy a new one

CPU: If you want to upgrade the CPU in your laptop, you're going to have a hard time because usually the motherboard has to be changed as well. You'd be better off just buying a new laptop. On the other hand, if your processor goes bad for some strange reason and you want to install the same one or even a higher speed version of the same processor, it is doable. Youll probably have to ship it out or find a professional to do this.

Motherboard: Upgrading or replacing the motherboard can be a hassle as well, and costly. Again, you'd probably be better off just buying a new laptop unless you have a good warranty and you're willing to go through the hassle of shipping it out.

Keyboard Keys: When a key pops off the keyboard, it usually cant be put back on, so if your laptop is under warranty youll need to send it out for repair. Otherwise you can take it to a tech and have them order the keys you need.

Graphics card: Since laptops dont have as much room as a desktop computer, the graphics card is usually integrated onto the motherboard. If you really think it's worth it to spend the money and replace the guts of your laptop, go right ahead. Otherwise I'd say buy a new laptop with a very good graphics card so you'll never feel the need to upgrade.

Various other upgrades and add-ons can be done through USB or the PCMCIA card slot. For example, if you get more involved with things like sound and video, there are certain expansion cards you can buy depending on what you're trying to accomplish. They're usually plug and play and very easy to install.

I work in retail, and my website is a buyer's guide for laptops for people who don't really know which direction to go in. I'm 22 now and computers have been my hobby since i was twelve. If you wanna check out my website or e-mail me with suggestions visit http://www.laptop-buyers-guide.com. My email is Tarbash_200@yahoo.com

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